1031 Exchange Timeline
Estimate capital gains tax deferral and visualize IRS 1031 timeline milestones—runs entirely in your browser; not tax or legal advice.
When to use this tool
- Investors evaluating a sale with a like-kind replacement plan in the same year.
- Real estate agents preparing a decision brief for a seller.
- CPAs and advisors double-checking IRS timeline deadlines before scheduling inspections.
How it works
- Enter the sale close date.
- Enter the estimated capital gain and applicable federal/state tax rates.
- Read the 45-day identification and 180-day completion deadlines.
- Use the deferral estimate as a conversation starter, not tax advice.
Privacy: This tool runs entirely in your browser. Your input is not sent to our servers.
Property & sale
Baseline model: federal long-term gain 15% + state 5% on the gain (not tax advice). Capital gain = max(0, sale − purchase).
Total tax deferred (baseline)
$70,000
Estimated tax on gain: $70,000 on a modeled gain of $350,000.
IRS timeline
- 1Sale closedAug 20, 2026
- 45Day 45 — identification deadlineOct 4, 2026
- 180Day 180 — replacement closing deadlineFeb 16, 2027
- 1
Sale closed
Thursday, Aug 20, 2026
- 45
Day 45 — identification deadline
Sunday, Oct 4, 2026
- 180
Day 180 — replacement closing deadline
Tuesday, Feb 16, 2027
Advertisement
Frequently asked questions
Is this tax or legal advice?
No. Always consult a qualified CPA or 1031 intermediary before making a decision.
Does it handle reverse 1031 exchanges?
No. The timeline math assumes a standard forward exchange. Reverse exchanges have their own IRS-defined structure.
Why does the tool not store my data?
Financial inputs are sensitive. The calculator runs entirely in your browser and persists nothing.